On September 23, a guest lecture for students took place at the Karaganda Industrial University as part of a nationwide project aimed at forming basic knowledge in the field of cyber hygiene, digital, and financial security. The project is being implemented by the Association of Banks of the Republic of Kazakhstan in cooperation with the Anti-Fraud Center of the National Bank of Kazakhstan and second-tier banks.
The purpose of the event is to increase digital literacy among young people and reduce vulnerability to fraudulent and other illegal actions in the digital environment.
Representatives of JSC “Halyk Bank of Kazakhstan,” the Agency for Regulation and Development of the Financial Market, as well as the Karaganda Region Police Department, spoke to the students. They discussed the most common schemes of internet fraud, precautionary measures, and the legal responsibilities involved.
Common types of digital fraud:
Phishing websites and emails — visually copying bank and service websites to steal personal data.
Fake calls from “banks,” “investigators,” or “relatives” — pressuring victims to transfer money or disclose card details.
Fraud in messengers and marketplaces — extracting prepayment without sending goods.
Account hacking — through simple passwords or data leaks.
How not to become a victim of fraudsters:
Never share PIN codes, CVV, passwords, or SMS codes — neither with banks, “operators,” nor “police officers.”
Check the website address before entering personal data — phishing sites often differ by one or two letters.
Use complex, different passwords for different services and enable two-factor authentication.
Do not follow suspicious links from emails, messages, or advertisements.
Stay calm during calls with “threats” or “emergencies” — do not make decisions based on emotions.
Do not transfer money to strangers — even if they claim to be bank employees, court officers, or relatives.
Install antivirus software and regularly update software on your phone and computer.
A police officer reminded that fraud is punishable under Article 190 of the Criminal Code of the Republic of Kazakhstan. Depending on the damage caused, the punishment may include fines, restriction of freedom, or imprisonment for up to 10 years with confiscation of property.
Such meetings play an important role in forming the digital culture of young people. In the context of growing digitalization, the ability to protect one’s personal data and finances becomes a necessary skill. The higher the level of digital literacy, the lower the risk of becoming a victim of online fraudsters.
